Federal Agencies With Oversight Authority Over HOAs

U.S. Department of Housing and Urban Development

The U.S. Department of Housing and Urban Development - (HUD) - The agency is responsible for enforcing the federal Fair Housing Act (FHA), which prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, because of race, color, religion, sex, familial status, national origin, and disability.

Recommended Reading:

• Joint Statement of HUD and Dept. of Justice Reasonable Accommodations under the Fair Housing Act (2004).

• Joint Statement of HUD and Dept. of Justice Reasonable Modifications under the Fair Housing Act (2008).

• Assessing a Person’s Request to Have an Animal as a Reasonable Accommodation Under the Fair Housing Act (2020).

• Discrimination Against Persons with Disabilities: Testing Guidance for Practitioners (2005).

United States Department of Justice Civil Rights Division

The United States Department of Justice Civil Rights Division enforces civil rights laws, including the Americans with Disabilities Act (ADA). The ADA prohibits discrimination against disabled persons in employment, transportation, public accommodations, communications, and access to government programs and services. 

• Frequently Asked Questions about Service Animals and the ADA - A guide on the ADA's service animal provisions.

• ADA Revised Requirements: Service Animals - This publication clarifies and refines issues and contains new, and updated, requirements, including the 2010 Standards for Accessible Design (2010 Standards).

Federal Trade Commission

The Consumer Financial Protection Bureau (CFPB) is the primary federal agency responsible for enforcing the Federal Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices when attempting to collect a debt.

Consumer Financial Protection Bureau

Consumer Financial Protection Bureau (CFPB) – The agency enforces federal consumer financial laws, including the FDCPA and The Servicemembers Civil Relief Act (SCRA).