HOA LAWS AND REGULATIONS
Federal Laws - In addition to state law regulations, the federal government has laws that govern the operation and management of common interest communities, condominiums, cooperatives, and residential properties in Illinois.
Illinois Condominium Property Act, 765 ILCS 605/1, et seq.: This Act governs the formation, operation, and management of all condominium developments in Illinois. Under the Act, any provisions of a condominium declaration that contains provisions inconsistent with this Act's provisions are void as against public policy and ineffective. See 765 ILCS 605/2.1 (Applicability).
Illinois Common Interest Community Association Act, 765 ILCS 160/1, et seq.: The Act regulates the operation and management of common interest community associations (an attached or detached townhome, villa, or single-family home) that have at least 11 private residences and annually collects more than $100,000 from its members. The act does not apply to condominiums or cooperatives. See 765 ILCS 160/1-5 (Definitions), and 765 ILCS 160/1-75 (Exemptions for small common interest communities).
Condominium and Common Interest Community Ombudsperson Act, 765 ILCS 615/1, et seq. The Act fosters dispute resolution alternatives for homeowners and condominium associations governed by the Condominium Property Act and all common interest community associations governed by the Common Interest Community Association Act. The Act is scheduled to be repealed on July 1, 2022.
Illinois Community Association Manager Licensing and Disciplinary Act, 225 ILCS 427/1, et. seq. The Act provides for the licensing and regulation of community association managers and community association management companies. See also the Administrative Rules.
General Not For Profit Corporation Act of 1986, 805 ILCS 105/101.01, et seq.: The Act regulates non-condominium common interest community associations organized as not for profit corporations with ten (10) units or less, or an annual budget of $100,000 or less unless a majority of its directors or members elect to be governed by the Illinois Common Interest Community Association Act. 765 ILCS 160/1-75. Condominium associations may organize as not-for-profit corporations under 765 ILCS 605/18.1 of the Condominium Property Act (CPA). Whether or not it is incorporated, an association has the powers and responsibilities specified in the General Not For Profit Corporation Act of 1986 that are not inconsistent with the CPA or the condominium instruments. 765 ILCS 605/18.3.
Illinois Human Rights Act, 775 ILCS 5/1-101, et seq.: The Act was enacted to protect Illinoisans from discrimination in employment, real estate transactions, access to financial credit, and the availability of public accommodations (775 ILCS 5/1-102). In particular, Article 3 of the Act includes numerous provisions designed to protect people's right to access all housing opportunities without discrimination based on race, color, religion, sex, national origin, ancestry, age, order of protection status, marital status, physical or mental disability, military status, sexual orientation, pregnancy, or unfavorable discharge from military service, and familial status (the presence of children under the age of 18). See 775 ILCS 5/3-102 (Civil rights violations; real estate transactions), 775 ILCS 5/3-101 (Definitions), 775 ILCS 5/3-102.1 (Disability), 775 ILCS 5/3-102.5 (Unlawful Activity), 775 ILCS 5/3-104.1 (Refusal to sell or rent because a person has a guide, hearing or support dog), 775 ILCS 5/3-105 (Restrictive Covenants), 775 ILCS 5/3-105.1 (Interference, Coercion, or Intimidation), and 775 ILCS 5/3-106 (Exemptions). See also, Article 5 of the Act (Public Accommodations) for associations with common elements open to the general public.
These state-level protections are similar to the federal Fair Housing Act (FHA) and the Americans With Disabilities Act (ADA). Victims of housing discrimination may file a complaint with the Illinois Department of Human Rights, HUD, or file a private lawsuit in federal or state court.
Recommended Reading:
The Illinois Assistance Animal Integrity Act, 310 ILCS 120/1, et seq.: The Act provides guidelines to help condominium associations and other housing providers who receive a request for an exception to a policy prohibiting or restricting animals due to a disability-related need for an assistance animal.
SOLAR PANELS
Homeowners' Energy Policy Statement Act, 765 ILCS 165/1, et seq.: The Act was enacted to protect the public health, safety, and welfare by encouraging the development and use of solar energy systems and prevent the adoption of measures that prevent the use of solar energy systems on any home that is subject to a homeowners' association, common interest community association, or condominium unit owners' association. 765 ILCS 165/5. The Act expressly prohibits the adoption of a bylaw or exercise of any power by the governing entity of a homeowners' association, common interest community association, or condominium unit owners' association, which prohibits or has the effect of prohibiting the installation of a solar energy system is expressly prohibited (765 ILCS 165/15).
Furthermore, section 20 of the Act provides that "[n]o deed restrictions, covenants, or similar binding agreements running with the land shall prohibit or have the effect of prohibiting a solar energy system from being installed on a building erected on a lot or parcel covered by the deed restrictions, covenants, or binding agreements, if the building is subject to a homeowners' association, common interest community association, or condominium unit owners' association. A property owner may not be denied permission to install a solar energy system by any entity granted the power or right in any deed restriction, covenant, or similar binding agreement to approve, forbid, control, or direct alteration of property." Associations may determine the specific location provided that the determination does not impair the solar energy system's effective operation. 765 ILCS 165/20 (Deed Restrictions; Covenants). See also, 765 ILCS 165/25 (Standards and Requirements), and 765 ILCS 165/30 (Application for Approval), and 765 ILCS 165/10 (Definitions).
GOVERNMENT AGENCIES
Federal Government Agencies - Homeowners' associations, condominium associations, cooperatives, and other housing providers must comply with federal law. If an association or its representatives violate the law, homeowners can file a complaint with the appropriate federal agency.
Illinois Department of Financial and Professional Regulation (DFPR) - The Department is responsible for the licensure, education, and discipline of real estate professionals in Illinois, including community association managers and community association management firms. 225 ILCS 427/30, 225 ILCS 427.
Illinois Condominium & Common Interest Community Ombudsperson. The CCIC Ombudsperson provides information to property owners, condominiums, and common interest community associations to help them better understand their rights and obligations under the law. The Department does not have regulatory or enforcement authority over condominium or common interest associations.
Illinois Department of Human Rights - The agency is responsible for administering the Illinois Human Rights Act, which prohibits discrimination with respect to public accommodations, housing, and sexual harassment at the state level.
Illinois Disability Rights Bureau - The Bureau enforces state and federal laws that "protect the rights of people with disabilities to equal access to buildings, housing, and services, including the Environmental Barriers Act." If you believe that you have been discriminated against due to a disability, you can file a discrimination complaint with this Agency.
Illinois Attorney General - The attorney general's office plays an important role in protecting the state's citizens.
Office of the Secretary of State - Information on elections, businesses, licensing, and securities.
HOA INFORMATION AND DOCUMENTS
Association Records and Inspection - After a written request and proper purpose, members of condominium and common interest associations have a statutory right to inspect, examine, and make copies of the association records, including all financial records, executive meetings, and other records outlined in the relevant statute. See 765 ILCS 605/19 of the Condominium Act and 765 ILCS 160/1-30 of the Common Interest Association Act. See also, 805 ILCS 105/107.75 (Book and Records) for associations subject to the General Not For Profit Corporation Act of 1986.
Homeowners' Association (HOA) Directory - In Illinois, most homeowners' associations and condominiums are incorporated as non-profit corporations. Thus, homeowners can find an association's corporate status, registered agent's information, and board members' and officers' list by searching under the community's name or development.
HOA Recorded Documents Search - Visit the county recorder’s office where the property is located to find an association's Declaration of Covenants, Conditions, and Restrictions (CC&Rs), Amendments to CC&Rs, Bylaws, Lien Notices, HOA Notices, Plats, Maps, and other community documents can be found by visiting the county recorder's office website in which the association is located. The association's declaration must be recorded with the county land records to be enforceable.
LEGAL RESOURCES
Illinois General Assembly - Search your state representative and the legislation (or "statutory law") database.
Illinois Administrative Code - Search the Administrative Code using keyword(s).
Attorney Registration and Disciplinary Commission (ARDC) - Search to determine if an attorney is authorized to practice law in Illinois.
Illinois Courts - The website gives the public access to court information, documents, rules, legal opinions, court cases, self-help services, and lawyer referral services.
Illinois State Bar Association - The office gives the public access to a lawyer directory, lawyer referral service, free or low-cost legal services, and information to determine if a lawyer is in good standing, verify their malpractice insurance, or file a complaint.
Illinois Legal Aid Online offers the option to qualify for free legal help and provides a self-help center to help you find legal resources.
Center for Conflict Resolution. The organization provides free conflict resolution services to Illinoisans involved in civil disputes.