| Section Name | Section Number |
|---|---|
| Definitions | § 47-04.1-01 |
| Recording of declaration to submit property to a project | § 47-04.1-02 |
| Contents of declaration | § 47-04.1-03 |
| Declaration of restrictions | § 47-04.1-04 |
| Reference to declaration for description of unit and common elements | § 47-04.1-05 |
| Incidents of a condominium grant | § 47-04.1-06 |
| Administration - Bylaws - Rules and regulations | § 47-04.1-07 |
| Compliance with covenants, bylaws, and administrative provisions | § 47-04.1-08 |
| Partition not available - Exceptions | § 47-04.1-09 |
| Withdrawal of property from project - Recording - Subsequent project | § 47-04.1-10 |
| Liens against units for common expenses - Removal from lien - Effect of part payment | § 47-04.1-11 |
| Other liens - Removal from - Part payment | § 47-04.1-12 |
| Real property tax and special assessments - Levy on each unit | § 47-04.1-13 |
| Covenant, declaration, bylaw, or other rule may not prohibit display of political signs | § 47-04.1-14 |
| Approval by lender of amendment | § 47-04.1-15 |
Condominium living can be a great experience. You get the community feeling of an apartment complex with the financial benefits of homeownership. But before purchasing a condo, you need to know what you’re getting into. Condo associations offer tangible benefits and services to their members, but members also owe certain obligations to the association and duties to their neighbors. Of course, condo associations are not all the same, and the legal framework governing condominiums varies from state to state. In general, though, there are a few important principles every condo owner or prospective purchaser should keep in mind.
DISCOVER MORE
Even if a community has a valid reason to restrict short-term rentals, it still needs legal and/or contractual authority to support the restriction. Typically, the authority comes from an HOA's declaration, from state law, or a combination of the two. A declaration is a contract among property owners in a community. The owners jointly agree to accept certain obligations and restrictions on how properties in the community can be used. If everyone complies, the community as a whole will benefit—or at least that is the idea.
The U.S. legal system generally views any land-use restrictions with suspicion. However, the law also recognizes that reasonable restrictions are sometimes justified if they benefit the community as a whole. With that in mind, courts throughout the country have consistently upheld the right of HOAs to impose architectural restrictions as long as the restriction serves a legitimate purpose, is within the association's power under state law and/or the community's declaration, and does not violate any other law or public policy.
When you purchase a property in a community with a homeowners’ association, you’re also acquiring the obligation to pay regular assessments. Unfortunately, though, homeowners are sometimes financially unable to pay assessments. Homeowners faced with potential collections action must understand how the HOA collections process works and the legal rights and redress available for both homeowners and the association. This guide will help all community members, including the board, resolve conflict, and avoid escalation.
On March 11, 2020, the World Health Organization declared the outbreak of COVID-19 (the medical condition caused by the novel coronavirus SARS-CoV-2), a global pandemic. HOAs and condominium associations have an essential role to play in slowing the spread of COVID-19. By applying the Center for Disease Control and Prevention (“CDC”) recommendations in the planned community setting, HOA board members, owners, residents, visitors, and employees can help prevent illness in their communities and keep their loved ones, friends, and neighbors healthy and safe.
The fundamental purpose of a homeowners’ association is to benefit the community and its members. Usually, that means preserving the aesthetic beauty of the neighborhood by maintaining common areas and ensuring homeowners keep up their properties. Or, it might mean using pooled resources to make life easier for the entire community—through road and sidewalk repairs or snow removal, for instance. Most of the time, the overall goal is to increase property values and raise the living standard in the community. In an emergency, though, an HOA’s role can take on an entirely new dimension.
One way or another, future historians will consider the Coronavirus Pandemic among the most noteworthy events of the early 21st Century. The full economic impact on homeowners and their families cannot yet be precisely predicted, but it is likely to be immense. Taking the necessary precautions to avoid exposure to the virus and preparing for the financial ramifications will require prudence, careful planning, and maybe even a little creative thinking. Homeowners can't completely avoid the fallout from Coronavirus, but there are a few measures that could hopefully soften the blow.