Given the sacrifices of our men and women in uniform, it is only right that the Congress passed a law in 2003 to assist military members with collections and foreclosure issues. Under the Servicemembers Civil Relief Act (SCRA), all creditors have limitations on debt collections against active duty military members. These limitations include the temporary suspension of judicial and administrative proceedings and transactions that may affect the civil rights of military members during their service. This article will examine in detail the protections afforded by the law to military members who own properties within homeowners' associations.
Read MoreAlthough a Homeowners Association has the authority to rule a community in accordance with its governing documents, its scope of authority is limited under federal and state laws. For instance, an Association cannot adopt, or enforce a rule that prohibits owners from displaying the United States flag on their property, because the owners have the right to do so, under the law.
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